10 Excellent Money Making Apps for Quick Earning in 2022

10 Excellent Money Making Apps for Quick Earning in 2022

10 Best Money-Making Apps for Fast Cash in 2022 (Ranked)

Is it possible to earn money in your free time? This is the most common question among people living in a world where expenses are increasing rapidly. What if you can make money from your home without any issues? Sounds cool, right! Well, it is a fact.

Excellent Money Making Apps for Quick Earning has become a crucial aspect of everyone’s life. But it is a fact that it is challenging to survive with the money that you get from your primary source of income. This is a major reason why most people are now looking for other options to make money.

People spend a lot of time doing things that are completely unnecessary in their lives. But you can use your time properly and convert that into money. And for that, you don’t even need to use any special device. All you need is a smartphone, and you are all set to go.  Your phone will be a key to earning money.

But how? Well, for that, all you need is to use some good Money Making Apps, and you can start earning money doing some simple things. With time, earning apps are getting more popular among people with different skills, school and college students, and others who can contribute their time to complete a few simple tasks using their smartphones. These apps are safe to use and 100 percent legit. As choosing the best money-making apps can be a challenging task for you, we have listed down some of the best options that you can try now. Have a look at the below-mentioned points.


One of the best apps to earn money is Upwork, as it has enabled college and school students as well as other professionals to make money from home. As the global freelance marketplace is now greatly influencing the gig economy, Upwork has emerged as an ideal money-making app, especially for skilled and knowledgeable candidates. Using this app, you can get in touch with many clients based on your area of expertise. For its profile-building features, different skill categories, and higher earning potential, this app can be a great option for you. If you want to begin your career as a freelancer and want to make money, give Upwork a try.

Features of Upwork

  • The app supports global payments.
  • It comes with a candidates’ shortlist feature.
  • You can access it using both desktop and mobile phones.
  • You don’t have to worry about invoicing or reporting.

Pros of Upwork

  • It has a payment protection option to ensure 100 percent payment once you complete the task successfully.
  • You can attract more clients based on your score, reviews, and total earnings.
  • The profile-setup process is very simple and supports more than 1500 skills.


There is no doubt that this popular earning app is an ideal way to make money by working for some genuine clients. But sometimes, you can face a little delay in your payment. And you may need to pay a service charge on the total earnings. In terms of pricing, you don’t have to pay anything to sign up with Upwork but consider the service charges.

2. Swagbucks

This is an outstanding cash reward app using which you can make money whenever you complete a task. Besides, you can also make money by playing games, taking part in surveys, and more.  You can join the platform for free and then collect Swagbucks by participating in the tasks listed in the app.

You can easily redeem the points for cash as well as gift cards based on your choice. However, make sure that you have a PayPal account for this. One of the easiest ways to earn more points is by utilizing the search engine Swagbucks for web browsing. This is the best earning app that is functional in different countries like the UK, the USA, Canada, India, Spain, and more.

Features of Swagbucks

  • The app supports a gold survey where you can see the time you may take to complete a particular survey.
  • You can transfer a small amount, like USD 3, from the Swagbucks account to your bank account.
  • You can earn 1 Swagbucks by completing one poll.

Pros of Swagbucks

  • It allows cash out through Amazon gift cards and PayPal.
  • You can start making money immediately, and it is 100 percent free to join.
  • It comes with an easy-to-use mobile app and website.
  • You can choose from multiple activities to make money.


Speaking about the pricing, you can join Swagbucks for free. In fact, they will offer a USD 10 bonus when you sign up for the first time.

3. Inbox Dollars

Just like other cash rewards apps, Inbox Dollars also pays the users in exchange for successfully finishing a task, completing surveys, playing online games, and more. Well, if you are signing up with this app for the first time, then you can earn a sign-up bonus of USD5.  Another thing to know about this app is it doesn’t follow the point-based earning model. All your earnings will be displayed in dollars so that you can know how much you have earned.

Features of Inbox Dollars

  • You will earn money just by reading emails.
  • It supports hundreds of GSN games.
  • It offers different cash-earning activities.

Pros of Inbox Dollars

  • The app and web platform are legit as they have been in the business for more than 20 years.
  • The app is super easy to use.
  • You can withdraw the cash as Amazon gift cards and through PayPal.
  • Every new user will get a guaranteed sign-up bonus.


The app is 100% free to use. To get paid, you should have a minimum amount of USD 30 in your account. Some free surveys available in the app can pay around USD 0.25.

4. Survey Junkie

Survey Junkie has partnered with many well-known brands as well as market research companies to offer multiple opportunities to make money through points by completing different surveys. You can redeem the points instantly in the form of gift cards or by PayPal. Based on the types of survey, one survey can last for around 15 minutes or more. The sign-up process is quite simple. Once you are done with the signing-up process, you can take part in the surveys and make points. By collecting one hundred points, you will make USD 1. However, to cash out, you will need a minimum amount of USD 5 or 500 points.

Features of Survey Junkie

  • The platform provides you with gift cards from different popular brands, for example, iTunes, Target, Amazon, Walmart, Sephora, Starbucks, and more.
  • It allows the users to check the estimated time required to finish a survey.
  • You can use its Focus Group feature to earn more than the standard surveys.

Pros of Survey Junkie

  • The users can make money just by sharing their browsing data.
  • To protect your identity, the app allows you to submit the data anonymously.
  • It has a single dashboard, where you can see all the surveys.


Speaking about the pricing of Survey Junkie, you can register as well as participate in multiple surveys free of cost.

5. Acorns

With Acorns, you can easily configure a free-to-use mobile app to round all your purchases to dollars. Then you can take the cash and invest that into different ETFs. For example, suppose you get a product that costs around USD 6.90. After downloading the app, the app will round up the amount to the nearest dollar, and you can invest that amount.

This will add up with time. Using this, you can configure the app and create a good investment portfolio. If you want, you can add more money to the app to start your investment. Besides, through this, you can invest in various asset classes and more than 7000 bonds and stocks of well-known companies.

Features of Acorns

  • It has the option of an early account, where parents, guardians, and family members create a custodial account.
  • For every credit card transaction, this will round up the amount.
  • It has a found money feature. When you use an Acorns-linked credit or debit card at any partner retailer, you can get an extra amount.

Pros of Acorns

  • The app is completely free for college students.
  • Using this, you can automate your investments and savings.
  • With low expense ratios, you can invest in multiple ETFs.


In terms of pricing, it offers three different pricing options. You can go for its Lite plan, which will cost you USD 1 per month. If you want to use its personal plan per month, you will have to pay USD 3. Its family plan will cost you USD 5 per month.

6. Ibotta

Using Ibotta, you can earn attractive cashback on every purchase done through online or offline stores. The company has partnered with more than 2000 supported retailers.  The offers can be retailer and product-specific. What’s more? You can also complete some additional tasks, for example participating in a poll or watching a video to earn money. You can use the earnings by converting them into digital gift cards, or you can withdraw them through PayPal.

Feature of Ibotta

  • It supports more than 300 retailers.
  • You will get paid when you refer your friends.
  • It offers welcome bonuses.

Pros of Ibotta

  • Using this app, you can earn up to a USD 25 welcome bonus.
  • It supports different payment methods.
  • The users will witness faster cashback.
  • The app is very easy to use.


Ibotta is completely free to use. Both iOS and Android users can use the app and start making money.

7. M1 Finance

This app has different types of financial tools that users can use to manage their borrowing, investing, and spending. On the other hand, using this app, you can easily rebalance or manage your portfolio. The best part of M1 Finance is that its advanced and intelligent automation features will allow you to find the most profitable and cheapest option to borrow your money. By investing USD 10,000, you can acquire a credit line that you can use at just 2 percent of interest. What’s more? On every dollar you spend at the partner store, you will earn one percent.

Features of M1 Finance

  • One of the most useful features of this app is the afternoon trade window. When you have the required amount in your portfolio, you can go on and invest in both afternoon and morning.
  • You don’t have to pay any commission on your investment. M1 Finance doesn’t even charge any management fees.

Pros of M1 Finance

  • Based on your own convenience or schedule, you can pay back your loans.
  • The settled funds will be transferred to your bank account automatically.
  • At a low-interest rate, you can borrow money.
  • On certain debit or credit card purchases, you will get attractive cashback.


Even though the app is 100 percent free to use, you can’t start investing until you have USD 100 in your account.

8. Rakuten

Looking for an easy-to-use make-money app that can offer you attractive cashback? Well, give this app a try. Speaking about Rakuten, it is a cost-free app and also available as a browser extension that will allow you to find attractive coupons as well as enjoy cashback when you purchase anything using its affiliate link. Apart from the online stores, the users can earn cash back on travel, dining, stores, groceries, and more. Till now, the platform has paid more than USD 1 billion as cashback to its users. The users can also link their debit or credit card to start earning cashback. The cashback can be redeemed through check or PayPal.

Features of Rakuten

  • It is available as an app and extension for different browsers.
  • It displays updated deals.
  • The app offers attractive deals on different fashion brands.

Pros of Rakuten

  • Using this, you can shop at more than 3500 stores.
  • You will get promo codes as well as coupon codes to save money.
  • It supports different cash-out options.
  • Every new user can earn USD 10 welcome bonus


The app is free to download and use. But to earn cashback, you need to buy products from its partner stores. One of the best things about Rakuten is the app’s refer to friends option. By referring to your friends, you can earn a USD 30 bonus for one friend. That means, if you can refer it to 10 friends, the total bonus will be USD 300.

9. Wikibuy

As the trend of making money in apps is getting popular among online shoppers, Wikibuyhelps them to shop from stores and websites at the cheapest rates. When you install the extension on the browser, the tool will show you various e-commerce stores that can offer the best offers and discounts on the products that you want to buy. It also has a well-developed app using which you can scan the barcodes and locate the stores providing the products you are looking for at the lowest price. Besides, the app will automatically apply the coupon codes when you make any purchase. The more you shop at its partner store, the more rewards you can earn.

Features of Wikibuy

  • Wikibuyis are available for both Android and iOS platforms.
  • Its browser add-on works perfectly on different browsers.

Pros of Wikibuy

  • Using this app, you can find the best coupon code or promo code to save more cash when you buy your desired products.
  • The app offers all the details about the retailers or shops where you can enjoy cashback.
  • It notifies about the products’ availability at the lowest prices on different sites.


Wondering about the cost that you may need to pay to use the app? Well, the app is completely free to use. Just keep buying the products through the app and earn cashback and rewards.

10. Uber

Uber provides you with two different ways to earn money. By accepting new tasks and by offering immediate payouts. If you have a car, then this can be an ideal money-making app for you. You can cash out around four to five times a day. Your total earnings will vary based on different factors, such as tips, normal trip fare, and surge pricing.

Features of Uber

  • Drivers can decide whether to accept or cancel the request.
  • Attractive reward points.
  • Easy-to-use interface
  • Supports faster cash out or money transfer

Pros of Uber

  • You can earn money by accepting a task whenever you are free.
  • Cash out five times a day.
  • The users can make around USD 10 to USD 20 per hour after deducting their expenses.


Well, you don’t have to pay anything for registration. But you will earn up to 85 percent of the trip cost.

Money Making Apps FAQs

Are these apps a scam?

You will find a lot of apps for making money, and as the options are more, finding the best app to earn money can be a little challenging for you. In fact, some apps only collect your personal data for their advantage and will not pay you on time. But doing extensive research and going through all the reviews, you can pick the best money-earning apps through which you can make money. Besides, the above-listed are 100 percent legit.

Do these apps pay through a direct deposit method?

Well, some apps to make money will pay the users through a direct deposit. But some allow choosing different methods to get the funds. For example, some money-making apps will let you choose between a gift card or PayPal as a payment method. It is advisable to thoroughly read the terms and conditions before using an online earn money app.

How much does an app for making money cost?

The best-earning apps will vary in terms of features, how they help you in making money, functionalities as well as prices. While some apps ask for a one-time fee, others can charge a monthly fee. But don’t worry at all as there are some money apps that are free to use. Every money maker app listed here is free, and you can use the basic features to earn money.

Why should one use a money-making app?

When you use a money-making app, you will witness different benefits, and one of the major benefits is earning money from the comfort of your home. Besides, you can choose your own schedule. What’s more? The best money-earning app offers users attractive rewards as well as bonuses.

Is it possible to make money with the app without making much investment? The answer is yes. You can easily download an online earning money app from Apple App Store and Google Play Store. And you can download and sign-up for free. However, some of the apps use the freemium model. You can use the services for free, but when it comes to using the advanced features of the app, you may need to spend some money. Besides, the apps generate money through different strategies, like in-app purchases, sponsorships, referral marketing, and more.

But there is no doubt that these are some of the best apps for fast cash, and using these, you can earn a decent amount of money. But you should not consider these apps as your primary source of income. If you want to enjoy easy and quick cash back, then Rakuten can be a good option. You can also use Swagbucks for cashback and for simple earning options. For a long-term result, prefer to use Upwork. Choose an app based on your requirement and get ready to make money.

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